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Money and Finances
Reply to "Best tips for saving money"
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[quote=Anonymous][quote=Anonymous][b]Pay yourself first.[/b] That's the #1 thing that will make a difference. If you're trying to stop mindless spending, delete your credit card info from your computer/Google pay and take your cards out of your wallet If you're really scraping the wire to save every penny, the cash/envelope system for things like groceries and shopping works.[/quote] This. You have to automate savings, preferably directly from your paycheck, then only spend what is left over. There have been times where we've felt straight up poor, like we're living pay check to pay check and can't buy steaks or fish until the next check, even though we now have a lot money in retirement, 529 plans and our brokerage account. Now that we're older, this rarely happens anymore. [/quote]
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