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[quote=Anonymous]Our older child got their license a few months ago. We recently bought a new car and plan for my teen to drive my old car, although we will keep title to all cars only in spouse’s and my names, not DC’s. When our DC got his license I added him to our insurance and when we bought the new car I added that to our insurance.

New cards arrived today for all 3 cars as the new term is about to start. The insurance card only lists spouse and me as insureds. The coverage summary (which I wouldn’t typically print and keep in the car) lists DC as “principal driver” for the old car. I called and asked the agent and he said this is the most cost effective way to handle and DC is insured.

Is this correct? Shouldn’t DC’s name be listed as an insured on the old car that he primarily drives?

I am embarassed to realize I understand so little about how car insurance works, and I plan to better educate myself although right now I am focused on confirming it is fine for DC to drive this car and that the insurance is properly handled. [/quote]

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