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[quote=Anonymous]We're doing DE too. We figured out what we could afford to pay or save (after cutting out extras, packing our own lunches, etc.) and set out a plan to save that much per month until we got to a point where we were a payable amount of months out from having the full amount, if that makes sense. At that point, we'll start DE, put the cost on the CC, and pay it off at the rate we were saving. (It's timed to be fully paid a month or two before I would give birth.) So, we've been saving a certain amount since January and paying for the last round of failed IVF. In September, we will have X amount saved and be 8 months away from saving the full $30k. At that point we'll do the first cycle, putting the cost-not-covered by our savings on CC's, which we will pay at the same rate that we are saving now. It's not ideal to use CC's for this, but our accountant did tell us that if we incur the cost in a single year we will be able to write off the medical expenses, which helps a little.

FYI - We've also estimated what we will need to get us through the post-birth period. We have leave and a small CD which will cover that cost. If you don't have that though, you'll want to factor that in to your savings plan as well.

The good news about DE is that even if you are AMA, you can carry for longer than you produce useable eggs. So, you have some time to save and plan for the financial side of things.

Good luck![/quote]

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