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[quote=Anonymous][quote=Anonymous]My parents did this when I was young it was tough. Your credit is shot for seven years [b]so you will not be able to rent, buy a home, etc. you will need someone (a family member) to co-sign for you in anything like that, car rental, cc, etc. [/b] Bankruptcy Judge will not look at your cc debt and say ok, this is gone. They will ask why should we erase this and how do we know you will not just run it up again? Also they might take assets ie one of your cars, let’s say, to pay off your creditors. And to be clear it doesn’t sound like you have a plan to live within your means so what exactly do you plan on changing? Look instead for a legit non profit credit counselor unless you have some crazy predatory loans that the judge might take pity on. [/quote] This is not true anymore. And even more so based on why you filed - like the PP who had debt due to a child’s medical care.[/quote]
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