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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Wow…OP back, and thank you all for the posts. The thought of this has been eating away at me, making me physically ill and keeping me up at night. Just hearing a few positive stories makes me feel so much better. I will definitely be doing more investigating. Basically the PP hit it on the head with low paying job and high cost of living. We have a pretty reasonable rent right now (as in, I don’t think even an apartment would be less at the moment), but CC debt from trying to stay afloat with 2 kids has taken over. [/quote] If you discharged the debt would you be able to afford all of your fixed expenses without incurring more debt.[/quote] I believe so, yes. I mean right now I’m paying close to 2k a month to credit cards and loan consolidation payments. I don’t know what payments would be expected if bankruptcy were filed. Outside of debts, our monthly expenses consist of rent, utilities, car payments, daycare and food. [/quote]
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