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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Even if a place has the capability to provide all levels of care, you have to have a payor source. Sounds like they have like 1.5 years at an assisted living level. That’s not a lot. The advice from the professionals is based on their experience with people who run out of money. They are trying to keep your family from getting to this point. Based on my experience as a social worker and my spouse’s experience in running elder care programs, I think the advice applied ears to be sound. Caveat is that I really don’t know your uncle’s condition and I don’t know the facility you’ve been looking at.

Since he’s currently in rehab, what are their thoughts?[/quote]
Why do you say 1.5 years if their monthly income exceeds the cost?[/quote]

Op here.  This is my thinking.  Their $9k income is unusual, and I have to think, combined with their assets, should allow them to self-pay for decent care rather than try to hide it and go into a Medicare/medicaid nursing home.  When we started researching this we all assumed they were broke with maybe something like a $2k to $4k monthly income.  The kids didn’t know how much the pensions were.  He had many years in federal service and enough in their state to get pensions from both.  I feel like that amount of income is a gamechanger, but he’s getting advice that it’s not.  [/quote]

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