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Cars and Transportation
Reply to "Does car dealer really need my social security number if I pay cash?"
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[quote=Anonymous]The F&I desk wants to run a credit check so they can hard sell you on how great financing options would be. And prior to 2020 you might have gotten a rebate or other incentive for financing and then turned around and paid it off. Note that a wire transfer is not reportable to the IRS ZON FORM 8300 as a cash payment, unlike a money or cashier’s check. That doesn’t mean the dealer still won’t want your SSN for its records. The risk of identity theft occurring in this case is practicslly de minimis. [/quote]
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