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Real Estate
Reply to "Best Loan Source for Large Renovation?"
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[quote=Anonymous]We were in this situation (had cash but worried about cushion / overruns) and did a HELOC, but we had more than 20% equity and waited a couple years after buying the house. You may want to look at a construction loan instead. Call up small local banks and ask about construction loans. If the banks won't lend to you, you may need to sink that cash into the mortgage so that you have more equity, or else pay cash for the renovation. [/quote]
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