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Cars and Transportation
Reply to "Whose insurance to call"
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[quote=Anonymous]You need to deal with your own insurance. They will go after the other person's insurance for you if they were at fault. You should not have to pay your deductible if you are not at fault, unless the other person's insurance limits do not cover the damage to your property. Then you would have to invoke your collision coverage, which has a deductible. So there is no benefit to you for trying to go around your own insurance company.[/quote]
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