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Reply to "How do you budget for something you can already afford?"
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[quote=Anonymous][quote=Anonymous]I don’t do a budget at all. I have 4 direct depots that happen with each paycheck. 1. Retirement 2. Brokerage account 3. Short term savings 4 college fund I then blew everything else on whatever I want to spend it on. Sometimes I don’t blow it all and a bunch of money collects in my checking. In that case I usually add more to my brokerage and college fund. Budgets are for people with spending problems and or cash flow problems. [/quote] You had to decide how much the direct deposits should be, right? That’s called…budgeting.[/quote]
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