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Reply to "Realistic calculator for retirement "
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[quote=Anonymous]If you think about your retirement in groupings. A paid off house gives you equity and insurance to help pay for a nursing home or assisted living at the end- if you need it. Social Security, your pension and your savings give you your income in retirement. And easy way is to think of each providing about one third - ish. How many years will you have for your federal pension? What will be your highest earning years that apply to your situation? Remember, if you go to a lower cost area, your salary will be based on that and not the higher DMV rate. You can also get an estimate from social security. Depending on how many years you stayed at home, you many want to save more to make up for the lower SS and pension in your TSP. How much of your children’s college costs are you planning on funding? [/quote]
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