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Money and Finances
Reply to "Submit claim through homeowners or flood insurance?"
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[quote=Anonymous][quote=Anonymous]Does your homeowner's policy have a sump pump rider? Basement losses due to water can be weird. Most policies won't cover the loss of your mechanical items such as the boiler, washer drier etc. due to that type of flooding. Flood insurance generally covers you for events like a creek or river that enters your home, I doubt they cover flooding due to a sump pump failure. [/quote] FEMA insurance covers systems in a basement and can cover appliances, but it will not cover personal property or structural improvement like finished floors [/quote]
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