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Reply to "$300k windfall"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We are getting an unexpected windfall that we don’t need. [b]Retirement and 529 accounts are maxed out.[/b] I know typically people say invest it, but if we have a mortgage with a 6.25% interest rate it makes sense to reduce that right? I don’t know where I can get that kind of guaranteed return. Or should I take a risk and put it in the stock market or PE?[/quote] There is no such thing. [/quote] I think that the above statement is incorrect. There are limits on both 529 plans and on some retirement accounts. My neighbor was sent a large check several years ago because his retirement account was over funded. I do not know specifics as my knowledge is due to the fact that he asked me for investment suggestions when he shared the source of the funds.[/quote]
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