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Reply to "400k budget, with numbers. "
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[quote=Anonymous][quote=Anonymous] Mortgage 3377 Cable and phones 240 - this is super high. Drop the cable, get internet only $30 a month and a different phone plan Internet 100 - crazy high - change plans to a $30 a month plan Electricity, Water 160 Garbage 30 Health RX (not covered) $222 Car insurance ms $270 Private Club $422 - drop this Life Insurance $107 Grocery $1000 Eating Out $600 - cut back Medical Co Pays $40 Lawn $100 - drop this, get two grass cuts only during the summer House Cleaning $280 - drop this clean yourself Peleton $42 - drop this PreK and Activities $750 Camps, Childcare + Kids Activities ($1000) - why do you have activities twice, and prek/child care? Haircuts $100 - a month? Very high [/quote] where can you get internet for 30 bucks a month? Haircuts actually arent all that bad- if you have multiple people in your family. My brother cuts and colors mine when he visits otherwise it would be $75min for me every 3-4 months just for a cut. My DH costs $50 every 6-8 weeks. My son is $30 every 6-8 weeks. Thats an average of 70-80/mo over the year. Does FSA/HSA in your case not make sense OP? We put the max in every year and use it. I pay for vision and dental OOP for all of us because the premiums are more than paying cash with the plans we are offered. All Rxs and copays are pretty much covered and we both have chronic conditions being managed. [/quote]
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