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Reply to "400k budget, with numbers. "
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[quote=Anonymous][quote=Anonymous]If you get 200k at the end of the year - and it is currently the end of the year - why don’t you hold onto $50k for the car this summer? Where does the bonus go otherwise? And btw, if you want a car this summer, you may want to start looking soon. [/quote] +1 OP your budget isn't bad but the fact that the first place you think to cut is 401k & 529 is crazy. With more than 1 kid you are not saving enough in 529s already. You spend $600/month on eating out. How are you spending $100/month on the lawn during the winter? Your car insurance is extremely high - raise your deductible. When you need to make cuts you do it to wants, not needs. [/quote]
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