Reply to 400k salary and creep factor we never really have much left

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Reply to "400k salary and creep factor we never really have much left "

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[quote=Anonymous]Your reported spending doesn’t add up at all. Our HHI is $320k and we max out a post-tax Roth 401k, a Fed 403b plan, and 15k to an employee stock purchase plan.
Our childcare is $6k for extended day for 2 kids in public school, $8k for camps ($400/week 2 kids 10 weeks), plus $1500 in school break camps, sports fees, coach gifts, cleats, suits, and googles. 
Our mortgage is also $600k on a $1.5m house, just under 3%.

Last year we got a new flagstone patio and did some large landscaping projects (planned) and a new furnace and A/C unit (not planned).

We also go on one trip to the west coast to see family - $2k+ in plane tix alone, a week at a rented beach house, and a few long weekends to a resort or nearby city like NYC or Philly. We also entertain less formally on a monthly basis and host 2-4 catered parties for 25-50 people each year.

We live a modest lifestyle and don’t feel stretched at all. We feel pretty comfortable. 
I’m not sure where your money is going, but I think you are underestimating what you actually spend on childcare and activities. 
Do you eat out a lot? Have food delivered? 
Do you meal plan and eat seasonally - or do you have high grocery bills and high food waste? 
Do you have high healthcare costs? 
Expensive pets - boarding, grooming, special food? 
Expensive hobbies? 
Do you have expensive clothes? Dress your kids in expensive clothes?

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