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[quote=Anonymous]We’re on one income. We have little kids, including one with special needs. No local family. No help. Money has always been tight. But this year wrecked us. Unexpected home repairs (in addition to the expected home repairs), medical bills, and a family emergency depleted our savings and left us with credit card debt and a heloc. I’ve been reading Dave Ramsey’s book and it’s hard not to feel completely hopeless. There are more home repairs that need to be done. I’d love to work but I need good, reliable childcare which is $$$. All the kids are in school but not all at the same school. There are therapies to get to and after-school activities. It feels like somebody is always sick too. I just feel so stuck.

I’m considering selling my engagement ring and using the $ to get an au pair so I can go back to work while still having somebody around the house all the time. Also considering selling the house and moving somewhere else. Last thought was to pull money from somewhere - $401k?

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