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Reply to "Figuring out what money to spend at which point in retirement"
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[quote=Anonymous][quote=Anonymous]In all seriousness focus now on savings and don’t waste your time at 30 worrying about optimal withdrawal strategies. [b]A lot can happen in 20 years.[/b][/quote] +1 To include tax law changes that are impossible to foresee. Personally, I max out my 401k, then max out Roth, and anything left over goes into a taxable account. Don't obsess over making a perfect plan because it doesn't exist. I do think that having money in different types of accounts gives you more flexibility when it comes to withdrawal strategies further down the road.[/quote]
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