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Reply to "Household insurance claim & deductible"
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[quote=Anonymous][quote=Anonymous]A branch damaged a skylight in our house and it will cost $2,000 to replace. We currently pay $2,089 premium per year for household insurance with a $1,000 deductible. Is it worth making a claim? A friend advised against it as our premium would increase. I don't really understand whether a premium increase for a relatively small claim does actually happen and would appreciate advice. TIA.[/quote] Pay out of pocket. Home insurance is for catastrophes. This isn’t one. The risk isn’t higher premiums. It’s being dropped entirely.[/quote]
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