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Reply to "Divorce, refinancing gut check"
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[quote=Anonymous][quote=Anonymous]What are your other options? Honestly, I agree that $1500/month is a lot to come up with. But what could you realistically get for less? I dont know what part of the DMV you are in, but where I am in NoVa $3600/month isn't going to pay rent for an apartment for you and 4 kids, let alone a nice house like yours sounds like. [/quote] +1 to this. With 4 kids, you won’t find housing cheaper than $3600. I would look for the side hustle but I would also run the numbers on the arm. I don’t believe we will be back to the 1980s 18% interest rates but we also won’t see 2% again for a loooooooooong time. In 7 years will you be able to downsize? Leave the area? If yes, and the arm is a significantly less payment hike then I would do the arm (unless closing costs are considerably higher).[/quote]
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