Reply to Car accident question - can someone explain fixing through insurance or suing like I’m a 5 year old

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Reply to "Car accident question - can someone explain fixing through insurance or suing like I’m a 5 year old"

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[quote=Anonymous]If you sue, you pay your own attorneys fees and costs. Typically they will be 1/3 of the recovery plus expenses if you settle before filing suit and 40% of the recovery plus expenses if you file suit. Expenses include the cost of securing records, expert costs, filing fees, and that sort of thing.

In a lawsuit you recover property damages, rental car reimbursement, costs of reasonable and necessary medical care that you received for your injuries, reimbursement for lost wages and pain and suffering. You cannot recover in connection with any injuries except your own.  If you decide to sue, you pay for everything up front and get your money, less attorneys fees and costs, later.

If others were in the car and were injured and they sue, you will likely be sued along with the other driver. Should that happen, your insurer will be required to provide a defense so long as you followed the terms and conditions of your policy. So best to be sure you notify them timely. [/quote]

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