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Reply to "Car accident question - can someone explain fixing through insurance or suing like I’m a 5 year old"
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[quote=Anonymous]I was in a car accident. I was stopped at a red light and the other car hit me from behind. Police were stopped nearby already and saw/heard everything and came over to file a report. The other car needed a tow to leave the scene. My 2020 car’s sensors are all messed up and the tow truck driver said I could get home (less than a mile), but said to call my insurance to tow from my house. I was also driving multiple children (not my own) in the car. I am shaken as I process what happened, the children were also upset. When do you go through insurance to just get the car fixed and when do you sue the other driver? Who pays when you sue (ex. for the lawyer fees?) when do you opt to sue? Who pays the outcome of the lawsuit, is it insurance or does the driver pay out of their savings? Please explain the process of when and why you would sue.[/quote]
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