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Reply to "Long term care insurance? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous[b]]Last time I looked, for a couple, it would cost about $400,000 for $700,000 worth of care. If you don't need a lot of care, you would save the $400,000 and only pay for the lower amount of care that was needed.[/quo[/b]te] This. Also policies don't actually cover very much. And be prepared to fight them every step of the way over coverage. [/quote] My mother-in-law's policy covered the full cost of her care in the assisted-living facility. Then, when COVID hit, we moved her in with us and the policy paid for the home health aide. Her policy even paid for a walk-in shower and grab bars to be installed. The only thing she had to pay was the first 90 days and there were a few nights when we were gone on a business trip where we needed to pay out of pocket for the home health aide to stay over night. [/quote]
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