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Reply to "Long term care insurance? "
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[quote=Anonymous]The market is changing and will not be the same in 20 years. Premiums can increase on policies. The biggest issue is that no policy will protect you from the financial ruin of a long term stay which is the point of insurance. The point of a modest three year policy would be to protect some of your portfolio for a surviving spouse. If your portfolio is very large maybe you decide you don’t need it.[/quote]
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