Reply to Is anybody happy with a Medicare Advantage Plan (Part C)?

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Reply to "Is anybody happy with a Medicare Advantage Plan (Part C)?"

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[quote=Anonymous]I have been on Medicare for three years and chose original Medicare plus a supplement plan offered by my former employer which doesn't include Rx coverage so I also pay for a Part D policy.  All this costs me about $300 a month and even though I'm on a tight budget I concluded that I would be better off going this route and not Medicare Advantage even though that appears to cost less and offer more benefits.  So far it has worked well for me, I have only had to pay the Medicare deductible each year (about $220) and then after that Medicare and my supplement plan literally covers everything, no copays, no surprise costs that insurance didn't cover.

I see thousands of versions of Medicare Advantage commercials on TV and really wonder if people who go that route are happy they did.  I know one person who did and regretted it when he had to pay over $8000 out of pocket due to an unforeseen medical issue that wasn't covered very well by his Advantage plan.  He switched to original Medicare as soon as he had the opportunity.

I'd like to know if anybody here is someone, or knows someone, who got a Medicare Advantage plan and it's working out well.  The commercials are hard to comprehend.  For instance, what does this mean?  "Call to check if the benefit that adds money back into your social security check is available in your zip code!"  What benefit?  Why would they add money back?  What does the zip code have to do with it?  They also advertise plans with zero monthly premiums.  Huh?  How does that work?  So much of it seems like some kind of a scam or something but I think lots of people must be signing up.[/quote]

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