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[quote=Anonymous][quote=Anonymous]You should never let someone drive your car if they aren’t on the policy, ESPECIALLY A CHILD. You also should have let the insurance deal with it. I’d turn it over to insurance and block the guys number and get the kid added to your plan if you haven’t already done so. You and your child screwed up, be responsible, do the right thing.[/quote]

OP my old insurance company wanted to talk to kid for sole purpose to formally admit fault.  Plus want to Confirm did I give permission to drive my car.

My issue is if we say kid did not have permission that is not covered. If I say I gave permission I will get why not on policy. My other issue my kid was pretty upset. The other driver was screaming and yelling at her to store manager had to pull her away. He then started texting her back and forth till she told him deal with me. I don’t see any upside them
taking to her.

To be honest I was told  my old insurance company given small amount, given fact my kid admitted fault at scene, there are witnesses in store if my kid does not respond they will pay him and I stay charged accident. I am fine with that. I already am paying higher insurance, kid on policy.

My old insurance company won’t pay him regardless of what I say unless he brings car in. Basically my insurance told me he brings it in he is getting paid unless I dispute it. Which I am not.

It is just strange. I am at double fault. Kid not on policy and scrape.

But I expected other driver bring car in for quote right away. Text me bill. Say pay body shop ASAP or I file claim. That did not happens.

Also I worry even if he does bring it in my old company might screw him for waiting so long, he did tell my insurer he had a car accident after my car accident and car in body shop that accident which delayed him bringing it in to my insurance. I suspect he threw this scrape into his other accident and can’t bring car in as fixed already.

It is very weird. Right now I feel I should do something but every scenario. Do nothing, contact other car owner, contact my insurance all has issues. So I do nothing, but that is not an answer

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