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Reply to "Middle-aged and a financial dud"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I mean this in the nicest way possible..but how? How can you be middle aged with only $5k saved? What is your HHI? Never too late to start making positive changes! Count your blessing too -- you are married and hopefully healthy.[/quote] HHI 160,000 ... I don't know. It is embarrassing to admit. No family money. College loans, short-sighted spending, not amazing incomes, pricy area?[/quote] Perhaps spending isn’t properly curtailed? Would you be able to move to an all- or mostly-cash basis for daily expenses and set up an automatic transfer from your checking account (or wherever your pay goes) into an investment or retirement account? It doesn’t have to be much, it just has to become habitual. [/quote]
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