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Reply to "Credit score..a perfect one"
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[quote=Anonymous]Zero debt isn't what the credit score is supposed to show. It is supposed to show that one is able to take out loans and then pay them back on time and in full. So, PP, take out a loan or two and pay it back immediately. Make sure that there is no penalty for early repayment, though. Note that your score will go down initially if the lender makes a credit inquiry.[/quote]
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