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Cars and Transportation
Reply to "Adding teenager to policy"
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[quote=Anonymous]I am OP. Of course I know it's illegal. That's why I'm concerned. So it sounds like you're saying that if child gets pulled over by police and asked for insurance, they will be fine since the car itself is insured? That is a relief. Why do I hear things about it being illegal for a teenager to drive without insurance if they all have insurance through the parents' insured car already? Is it only if they have an accident that the insurance company would realize the child is driving alone, and then maybe the insurance company would refuse to pay for the damage? Again, this just seems odd because we all hear so much about how important it is to be insured. The chances that you'll have an accident are very low, so most people could just not pay the extra money for their kid and hope for the best? I sure hope that is not what DH is doing. [/quote]
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