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Reply to "Daycare years: were you in the red?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I know people that stopped or decrease retirement savings to pay for daycare. You do what you have to do. [/quote] This was us.[/quote] This. I put into retirement just the amount that my employer matched (didn't want to forego free money), no more. We also didn't start saving for college until after we stopped paying for daycare. We spent very little on vacations/entertainment. And, the cost of daycare was a material factor in our decision to wait until DC1 was 4 (and in public pre-k) before we started TTC again. (Our kids are 5.5 years apart--no regrets, I have loved this age gap.)[/quote]
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