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Reply to "Future of home insurance in Florida "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Question: Will other people (like in Md, VA, DC, KS, MT, wherever!) have higher insurance rates b/c their insurance companies have to pay out a lot of claims in FL? Do the companies "spread" the costs to other customers who aren't affected by the hurricanes (when the companies renew the policies over the next year or two)? [/quote] We shouldn't. If you think you do shop around. Most insurers don't sell in Florida. Their state insurance program (i.e. insurer of last resort) not covers a million properties [/quote] my insurance is USAA and they do insure homes in FL. I just don't want my HO insurance to be jacked up b/c of claims in FL. [/quote] You can always not renew, state farm and all state have left florida[/quote]
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