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Reply to "Step increase in October: Should I bump up retirement or wait?"
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[quote=Anonymous][quote=Anonymous]Stocks are on sale. I would invest it in stocks if you have at least 7-10 years to retirement. I would consider bonds or other fixed income if you are closer to retirement. Your choice is not stocks or nothing. The TSP is tax sheltered so it’s always the right choice for savings. If you have high interest debt and are adequately saving for retirement, I’d pay down the debt first. But I would not choose to spend it because the “economy is uncertain.” That makes no sense. [/quote] Retirement eligible in 2034, and good suggestion to reroute to paying off debt; I have 12k in cc debt. I wasn't going to spend it, I just didn't have a plan B since all my steps go to retirement.[/quote]
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