Reply to MD Mandate and IVF for DE

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[quote=Anonymous][quote=Anonymous]Here's a few responses from a semi-recent thread I started on behalf of someone. In the end, my big question for someone considering this is whether the cost of the extra insurance plan actually provides any out of pocket benefit. If the patient does a medicated transfer cycle and has to do multiple of those, then it might be worth it for the drug coverage alone. The exchange CareFirst plan does not cover PGT, freezing, or thawing.
https://www.dcurbanmom.com/jforum/posts/list/1077688.page[/quote]

This. Because the exchange plans are designed to support for a retrieval and fresh transfer, some of the more expensive parts of FET aren't even covered. The cost of the plan across a whole year is likely more than just the transfer cost (the parts of an FET that are the same as a fresh transfer). Many of the meds for a medicated transfer are covered by regular insurance, so the cost there can be minimal (mine were free, even when we didn't have IVF coverage). I would say the exchange plan isn't worth it with DE, based on my experience![/quote]

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