Reply to Awkward "co-worker" situation

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[quote=Anonymous]I am a gig delivery driver. I caused an accident last month. The guy was also a driver, I knew because he took out his bags with the logos of food delivery apps. I turned left across a road that I thought was clear. Both our cars were totaled. I admitted fault to the police and my insurance. Unfortunately my insurance left him $6,000 short because I had the state minimum (I have since raised it even if it means paying more). He took what insurance offered instead of asking me for more or suing. 
Well, it's strange now because I keep seeing him everywhere. Ran into him as we picked up orders at a resturaunt, and he asked how I was doing. He did mention that insurance didn't cover his car, and I apologized and thanked him for not suing as I am a single mom. He was cool about it. I noticed his address was a low income housing unit, so I'm sure he's not doing that great himself (plus the fact of what we do for work). I just feel so weird because I don't want to say more than what I've said. I have said sorry countless times. He did ask if he could buy my totalled car to fix it and I felt bad saying my insurance already took it when they called it a total loss. He mentioned that it sucks I have shitty insurance, but I didn't want to admit to him they actually gave me almost 4x what he recieved since I had full coverage (he did not).
How can I appropriately avoid talking to him again? I just feel so guilty and anxious. I feel anxious every time I go in somewhere that I'll see him and feel the guilt again. He already signed off on the money, but it seems he still wants something from me (like asking to buy the car). [/quote]

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