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Reply to "Refinancing to conventional loan (30y fixed) - charging us $3500/ 1 point "
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[quote=Anonymous]We are refinancing our home. Original loan was VA. We have 100k in equity, lots of $$ in bank, only debt is my student loan, in which i owe less than half of original loan amount (no credit cards/car payments,etc). Our credit scores are in the 700s and 800s. According to our credit union, we are a 1% risk and they are charging us $3500.00 penalty/1 point. This seems really unfair. Can anyone explain?[/quote]
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