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Reply to "When do you decide to spend today instead of save for tmw?"
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[quote=Anonymous]I have about $6,000 of discretionary income each month (does not include college savings). I split it equally across 4 accounts - two 529s, one vacation, one general savings. My emergency fund is funded already at one year required expenses (about $55k). That’s how I balance now v later allocations. [/quote]
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