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Money and Finances
Reply to "When do you decide to spend today instead of save for tmw?"
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[quote=Anonymous]For most people it seems to happen when you either meet all your financial goals (typical goals might be fully funded 529 accounts, fully funded retirement accounts and paid off mortgage) or when they hit a certain age (40-50) and realize life is short and they don't want to miss out. We're in the latter group right now: 529 and retirement accounts aren't fully funded but they are definitely on track at our current savings rate: the kids could currently go to any public college and we could have a UMC retirement even if we completely stopped saving. We're still saving for both but we're not trying to superfund anything anymore and are instead taking better vacations. [/quote]
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