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Reply to "When do you decide to spend today instead of save for tmw?"
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[quote=Anonymous]We make 250k. Our only debt is our mortgage, and that payment is 2k. We fully fund the TSP/403b. We have college savings. Dh is a fed, so we have the 'pension' when he retires + health care will be affordable. We will have SS. We have about 2k to do something with each month. Roth? Brokerage? We have both, and we fund both randomly. How do you decide when to spend it now (vacation) and when to save it? I feel like our goals for retirement will be met (our financial person agrees). We travel, but conservatively (we have 3 kids, so we usually drive).[/quote]
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