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Reply to "What kind of life insurance do you have? (Type, amount, company if you want to share...)"
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[quote=Anonymous]We have 30 year term with USAA, $1m on DH and $750k on me. I am more expensive to insure because of a medical issue I had when I was younger that makes me a poorer risk. DH's premium is $60, mine is $140 (per month). I was hoping we could get more for $200/mo, which was what I budgeted, but those were the breaks. I am thinking of us buying an additional policy on DH (he is the breadwinner) since he is still young and in excellent health. We have a significant amount of student loan debt, so that figured into our decision about how much to purchase. At the time we bought, I was working. Since I will be out of the work force for a number of years (we have 3 young kids and plan on one more), I would need to go back to school in order to begin a new career and $1m might not end up being enough. The insurance we have now will expire when the kids are mid-20sish, and DH and I are in our early 60s. [/quote]
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