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Reply to "Where do people keep these huge amounts for house down payments?"
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[quote=Anonymous]I think for most people, that's equity from a previous home. Most people aren't starting with $300k for a downpayment! Especially on these boards, which skew wealthy, you might also have people with a down payment from parents, but even that I think is usually $100k or less, not $300k! We did save a fair amount - about $150k - for our down payment, but I think that's unusual for people in our income bracket (we made about $150k at the time). My husband had saved about $50k before we were married (he's just a saver, that was accumulated over 8 years of working) and then as soon as we married, we started socking away about $2k a month, plus our tax return each year. About 3 years later, we bought our house. But I think we're an outlier, that's tough to do.[/quote]
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