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Reply to "$900k home with $180HHI if large downpayment?"
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[quote=Anonymous]My spouse and I make 200k. Our monthly mortgage (including taxes and insurance) is a paltry $1400. Even with this low note, the money goes fast. Part of this is self-imposed due to maxing out IRAs, the rest is life- kids, groceries (getting more expensive every week), utilities, cars, car maintenance, house maintenance, kids college savings…etc. If you’re disciplined enough to have saved 250k on a salary of 180k, I would say you might have a chance at making this happen. If you were gifted the money (nothing wrong with this), then you need to look at the numbers even more carefully. I say this not to be mean, but those who accumulate money in their own usually have a better handle on money.[/quote]
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