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Reply to "Young adult focusing too much on retirement saving? "
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[quote=Anonymous]I finally started marking money so that I was able to save for retirement at age 27. I felt as if I was so far behind and was really focused at paying off loans and making 401K. I came from a family that did not have a lot of financial flexibility. For example - I lost my softball glove when I was in 5th grade and needed to wait for Christmas to get it replaced. I was left handed - so it was not like I could borrow a team mates. In my early 30s I had paid of all my student loans, had been able to max out 401K and had saved enough so that I had 100K for a down payment for a house. I needed a financial advisor to do the #s and help me see the big picture. That it was OK to spend on the higher gym membership that I had the financial flexibility to do more of the social things I wanted to. I am not sure what is driving it in your case - but if you are concerned - maybe a gift of recommending a financial advisor is something that would help. [/quote]
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