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Reply to "$410k house with DH salary stretching ourselves too thin?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We found a house we love but my gut says we can't afford it. My DH makes $84k plus bonus (usually 10%) and I SAH. We have 20% for down payment but would have just $10k left in savings. We have tiny amount of student loan debt and no other debt. My gut says it's too much of a stretch but the numbers say it's do-able. What do you think?[/quote] What's your future HHI income potential? How many kids? How old? Are you done having kids? What do you pay in rent now? How is that working out/how does it compare? Are you willing to go back to work to pick up the slack if needed or go back to work eventually? My hunch is it would be tight for a while but things would get better as your income increases and housing payments stay stable.[/quote] This. We did it- our income has increased 35% in two years. You'll be fine.[/quote]
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