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Real Estate
Reply to "$410k house with DH salary stretching ourselves too thin?"
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[quote=Anonymous]3x salary is the basic rule of thumb fpu the amount of house you can afford. IMO, you don't earn enough, and you don't have enough saved. You should factor in the annual cost of maintenance, insurnce, taxes, ec. What of your car breaks down? What about a new roof? broken washer or dryer? These expenses pop up regularly hen pwning ahome, and your 10K will not go very far. How much will you have left after closing costs? You should have 3-6 months of living expenses saved. Are both you and DH also saving enough for retirement? [/quote]
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