Reply to Would you have a serious relationship with someone with 200k in student loan debt?

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Reply to "Would you have a serious relationship with someone with 200k in student loan debt?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Is she in a public service loan repayment plan?  Will some/all of it be forgiven after X yrs. in public service?

What is her plan to pay it off?

I think if you seriously like her, then you should be able to have a serious discussion about finances.  Not in a way that you are judgy -- but just asking her if she worries about it and how she thinks it will affect her life, etc.  You can learn a lot from a person that way -- it'll tell you if she sees it as something that a rich spouse will save her from, or if she literally "owns" the choices she made and has thought about how she is going to take responsibility for it.

THAT is what tells you she is worth being more serious with ... is she a free-loader/space-case, or is she a "take responsibility" type of person?[/quote]

She needs to join PSLF right away.  I work in education and just got mine forgiven.  With her current salary the income based payments won't be bad.  I went to a state school so I had much less to forgive though![/quote]

You can't be a recent graduate with 200k in debt eligible for PSLF. Most of that debt is likely private loans which are ineligible. [/quote]

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