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Reply to "Financial advisors who specialize in FAFSA etc?"
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[quote=Anonymous][quote=Anonymous]I agree w/ PP that a financial advisor wouldn't really be that helpful. I have been conscious of our income level and deliberately take less work at times to stay under 150K HHI, but I work several PT jobs. We also made big purchases that we were planning in the next year or so by Oct to lower our savings. Paid Sep & Dec home tax portions in Sep. Paid full CC balances right before filling out FAFSA. Stuff like that. So, say you are thinking about buying a car in the next year or doing a home renovation, maybe do that now.[/quote] PP who posted about financial advisors. What you are saying is absolutely right - by all means, if you have some planned spending, do it before you fill out FAFSA. But FAFSA assesses your assets at about 6%, so in order to save $6K per year, you have to spend $100K. Yes, you are saving $24K, but can you afford to part with $76K more in order to do that?[/quote]
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