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Reply to "PenFed Cd accounts"
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[quote=Anonymous]Hi OP - I know 1yr CDs are paying ~3%. So if you only use CDs, you should have no problem finding CDs at that rate or slightly higher. If you are considering a different investment vehicle that is SIPC insured - well I don’t think it’s a CD. It could be a money market fund or some kind of mutual fund. Though I don’t think Penfed offers mutual funds. Oh - but credit unions are federally insured by a different agency then FDIC - which covers banks. That must be what you mean. So yes - credit union offering are indeed insured. Make sure you keep everything titled in an IRA if you’re moving between banks/credit unions. [/quote]
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