Reply to New car in accident- what to expect

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[quote=Anonymous][quote=Anonymous]We bought a 2021 Subaru on Friday that had been a loaner at a dealership, so low mileage, etc. I was driving my daughter to an activity yesterday morning and a motorcycle t-boned us at a four way stop. Motorcycle was stolen (confirmed by police) and driver left the scene. My daughter and I are fine.

I haven’t been in a situation remotely like this before. Passenger airbags went off and there’s a big dent in the door. I’m having a hard time understanding when a vehicle would be totaled. If they do repair it, are we compensated for the fact that this non-accident car now has an accident? How do I push for the most compensation we can get? Do I just trust the amount the insurance person gives us?

Any thoughts you have would be helpful. [/quote]

The “non accident car now having an accident” is irrelevant. Doesn’t matter how new the car purchase is. You will receive what is needed for repairs and any injury.  That’s it.  Basically it doesn’t matter at all that the car is new. They’d pay what’s required for fixing. [/quote]

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