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[quote=Anonymous]Hi, I am a very conservative investor who has all retirement savings in CD accounts, and right now I am losing money since the interest rate is like less than 1% in my bank. I see that PenFed has about 3% interest rate and I wold love to rollover my funds, but I am a little uneasy since it is technically not a bank but a mutual fund. I would appreciate any input about their being safe for CD deposits. They are insured but not by FDIC.[/quote]
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