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Cars and Transportation
Reply to "New car in accident- what to expect"
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[quote=Anonymous]This should be covered under your uninsured motorists coverage if it is the other driver’s fault and under your coverage if the accident is deemed your fault. You may have a deductible the amount of which will depend on your policy. You will probably be given a choice to either go to a shop of their choice or accept a set amount of money to compensate you for the actual physical damage to your vehicle. You will not be compensated for loss of value. If you have anything extra like a new engine or brand new tires that were affected, your compensation might be a bit more if you can prove it with receipts. There really isn’t a deal to get here because all you get is property damage. Personally I’ve gone to the shops that the insurer covered and let them fix my car and get compensated directly. That way if extras are discovered it’s not your problem. My carrier uses Calliber Collision which is reputable. Also it’s faster. Your insurance should not go up unless the accident is deemed your fault. [/quote]
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